Identity Theft: Are Your Children Safe?

[McFurd]

Anti Fraud News - How Scammers Use your Child’s Information for Fraud. The most important thing when it comes to keeping your child safe from scammers, is prevention. Scammers unlawfully gain access to people’s information for financial gain, leaving their victims with a bad credit history and outstanding payments. It is usually harder to detect if a scammer has committed identity theft when it involves children, as it can go unnoticed for years until the child turns 18. It’s important to bear in mind that your child’s personal information is protected by law, and it is your right and your duty to report any infringement or potential scams. Different ways scammers can use your child’s information
Scammers create what is known as a synthetic identity, by combining a Social Security number with a different date of birth. Scammers can use your child’s Social Security number to open bank and credit card accounts in their name, apply for government benefits, loans or utility service, or rent out places. If you think your child’s Social Security number has been compromised, read on for what to do. Warning signs and what to look out for. There are a number of warning signs that your child has been a victim of identity theft. Warning signs to be aware of include:
Getting a notice from the IRS that your child hasn’t paid income taxes or that their Social Security number was used on another tax return.
You or your child being denied government benefits as they are being paid into a someone else’s account using your child’s Social Security number.
Getting collection calls or bills for products and services you didn’t order or receive.
Getting emails pertaining to products and services you or your child never signed up for.

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